A few months back, we brought you a study that revealed the most- and least-expensive vehicles to insure on the road today, and after further number crunching, Insure.com is prepared to award the least-expensive vehicles to insure in each class. Keep reading to find out who won.
As we initially reported, the Mazda Tribute I SUV is the least-expensive vehicle to insure in the U.S. today when configured with a four-cylinder engine a FWD only. All told, it will cost you an average of $1070.25 to insure annually, just $25.01 than the runner-up Honda Odyssey LX. Splurging on AWD won't hurt you much either, as the four-cylinder Tribute I with AWD is just $1103.29 per year on average and ranks third. Interestingly enough, the top 20 least-expensive vehicles to insure are all vans and SUVs.
Naturally, the Tribute also earns the distinction of being the least-expensive SUV to insure as well as the least-expensive vehicle to insure overall. In the Car category, the boxy Dodge Caliber takes the win costing just $1196.27 per year on average. The Buick LaCrosse CX and Toyota Yaris hatch trail closely behind in second and third place respectively.
As noted above, the Honda Odyssey LX came in second overall costing just $1095.26 per year on average and that of course ensures it victory in the Van category as well. It's followed by a one-two punch from Chrysler with the Chrysler Town & Country LX and Dodge Grand Caravan SE in second and third respectively.
Like the Car category, the winner of the Truck category didn't land in the top five overall, or even the top 10. But while the Dodge Caliber didn't even make the top 20, the Truck category winner just sneaked in at number 20 and it's the GMC Canyon Work Truck. When configured as a regular cab model with the four-cylinder engine and RWD only, it'll run you just $1152.39 per year on average in insurance costs. Coming in second and third are the two-door, RWD Toyota Tacoma and the four-door, RWD Chevrolet Colorado Work Truck.
To arrive at these conclusions, Insure.com hired pollster Quadrant Information Services to calculate the average insurance premiums for a single, 40-year-old male driver who commutes 12 miles to work. This fictional driver has good credit, a clean record, a $500 deductible on collision and comprehensive coverage and carries a typical coverage plan consisting of uninsured motorist coverage, $100,000 of injury liability coverage for one person, $300,000 of coverage for all injuries and $50,000 of coverage for property damage. Averages were drawn from rates offered by six major insurance companies for 10 zip codes in each of the 50 states.
| The top Low Cost Car Insurance Award winners in each category are: |
Cars: Dodge Caliber 4-door hatchback
SUVs: Mazda Tribute i 2WD 4-door Utility
Vans: Honda Odyssey LX 5-door 2WD
Trucks: GMC Canyon WT 2WD 2-door 2.9L
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| Low Cost Car Insurance Award Winners - Cars |
| Rank | Vehicle | Style | Average annual premium |
| 1 | Dodge Caliber | 4-Door Hatchback | 1196.21 |
| 2 | Buick Lacrosse CX | 4-Door Sedan | 1204.23 |
| 3 | Toyota Yaris | 3-Door Hatchback | 1208.61 |
| 4 | Honda Accord LX | 4-Door Sedan DOHC VTEC | 1211.92 |
| 5 | Honda Accord LX Premium | 4-Door Sedan DOHC VTEC | 1214.23 |
| 6 | Scion XB | 5-Door Wagon | 1215.86 |
| 7 | Mini Cooper | 2-Door Hatchback | 1225.53 |
| 8 | Volkswagen Jetta S | 4-Door Sedan | 1229.92 |
| 9 | Ford Fusion S | 4-Door Sedan | 1231.03 |
| 10 | Dodge Caliber R/T | 4-Door Hatchback | 1231.31 |
| Low Cost Car Insurance Award Winners - SUVs |
| 1 | Mazda Tribute i | 2WD 4-Door Utility | 1070.25 |
| 2 | Mazda Tribute i | 4WD 4-Door Utility | 1103.29 |
| 3 | Mazda Tribute S Grand Touring | 2WD 4-Door Utility | 1128.29 |
| 4 | Hyundai Tucson GLS | 2WD 4-Door Utility | 1134.08 |
| 5 | Kia Sportage LX | 2WD 4-Door Utility | 1138.41 |
| 6 | Hyundai Santa Fe GLS | 4-Door 2WD Utility | 1141.07 |
| 7 | Jeep Patriot Sport | 2WD 4-Door Utility | 1145.58 |
| 8 | Honda CR-V LX | 5-Door 2.4L | 1146.29 |
| 9 | Mazda Tribute S Grand Touring | 4WD 4-Door Utility | 1146.69 |
| 10 | Dodge Journey SE | 2WD 4-Door 2.4L Utility | 1149.59 |
| Low Cost Car Insurance Award Winners - Vans |
| 1 | Honda Odyssey LX | 5-Door 2WD SOHC | 1095.26 |
| 2 | Chrysler Town & Country LX | 2WD 4-Door 3.3L Wagon | 1119.83 |
| 3 | Dodge Grand Caravan SE | 2WD 4-Door 3.3L Wagon | 1131.06 |
| 4 | Toyota Sienna CE | 4-Door Wagon | 1133.97 |
| 5 | Honda Odyssey EX | 5-Door 2WD SOHC | 1139.8 |
| 6 | Dodge Grand Caravan C/V | 2WD 4-Door Van | 1146.53 |
| 7 | Toyota Sienna LE | 4-Door Wagon | 1148.78 |
| 8 | Honda Odyssey Touring | 5-Door 2WD SOHC | 1180.27 |
| 9 | Dodge Grand Caravan SXT | 2WD 4-Door 3.8L Wagon | 1186.95 |
| 10 | Toyota Sienna XLE | 4-Door Wagon | 1187.31 |
| Low Cost Car Insurance Award Winners - Trucks |
| 1 | GMC Canyon WT | 2WD 2-Door 2.9L | 1152.39 |
| 2 | Toyota Tacoma | 2WD 2-Door | 1179.84 |
| 3 | Chevrolet Colorado Work Truck | 4-Door 2WD Pickup DOHC | 1183.88 |
| 4 | GMC Canyon WT | 2WD 2-Door | 1189.66 |
| 5 | GMC Canyon WT | 2WD 4-Door 2.9L Extended Cab | 1190.97 |
| 6 | Toyota Tacoma Prerunner | 2WD 2-Door | 1192.8 |
| 7 | Ford Ranger XL | 2WD Std Bed | 1194.84 |
| 8 | Ford Ranger XL | 2WD Long Bed | 1196.86 |
| 9 | Ford Ranger Sport | 2WD Long Bed | 1198.27 |
| 10 | Ford Ranger XLT | 2WD Long Bed | 1198.6 |